Working with HBA

Working With HBA

Learn how partnering with HBA can better serve your clients and their employees.

Working with The Health Benefit Alliance™

Your clients depend on you to deliver solutions to meet the diverse needs of their business and their employees. With The Health Benefit Alliance™, you can offer them the solution to enhance their lives – that can mean the difference between a life of managed health and a life of anxiety over the next accident or illness.

Rising deductibles and premiums, as well as a lack of pricing transparency, have kept too many people from getting the care they need. Even if they have coverage, more than 4 in 10 Americans say they’ve recently skipped medical care for a health problem due to concerns about the cost. The statistics are daunting, but the solution is clear: a choice of plans that provide affordable, accessible and meaningful healthcare benefits. Until now, this solution has been elusive.

Whether someone needs a basic plan to cover preventive care and medications or a metallic-level plan with far more expansive benefits, we offer a continuum of coverage that accommodates diverse needs and budgets, regardless of where you live within the country.

 
 

HBA vs. Traditional Plans

Even after the passage of the Affordable Care Act over a decade ago, millions of people remain either uninsured or functionally uninsured due to rising premiums and deductibles. Some lack access to an employer plan. Some are in-between plans, including early retirees. The functionally uninsured technically have insurance coverage, but feel reluctant to access care due to barriers like high deductibles or excessive out-of-pocket maximums. We believe there’s a better way.

Our HBA plans are built on copays, not deductibles. We strive to remove barriers to care in order to facilitate access for millions of consumers who feel locked out of the current system. When you work with HBA, you have the tools to help your clients’ employees find the right level of coverage for them, at the right cost for their budget.

A Plan For Every Budget

The high cost of traditional health plans shouldn't mean that people who can't afford them should simply go without care. We provide intelligent plan designs that cover the most common needs for the greatest number of people.

Our plans include:

  • No-cost access to more than 600 of the most commonly prescribed generic medications

  • Frictionless access to primary care resources

  • No-cost behavioral health therapy sessions

  • Personal health tracking through LifeVitals

  • Insulin for under $10 per vial, among the lowest-cost insulin in the country

Higher level plans include increasingly expansive benefits to form a continuum of coverage options to meet nearly every budget and protection need.

 
 

Secure, Streamlined Administrative Tools

HBAAdministrators℠ manages participant information with best-in-class administrative support. Our online enrollment system securely stores the following plan information:

  • New business, enrollment elections, benefit waivers, terminations and life event changes

  • Transaction history

  • Monthly invoicing

  • Predictive analytics and statistical reporting

  • COBRA reporting

We also offer additional support, including educational videos, decision tools and call center resources for employee questions. And of course, we're always just an email away.

Let’s Connect

Are you ready to help us in our mission to remove the barriers to care for your clients? Drop us a message to learn more.